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IS AROCOM INVESTMENTS SOFT LOANS FOR REAL

52 comments :
I recently chanced upon a company called the Arocom group that looks very good on paper. The ceo/ chairman is an Abeokuta chap, he is Alhaji Shuaibu Aro. Under the Arocom Group are; Arocom global investments ltd, Arocom global merchandise limited, Arocom automobile industries limited and Arocom property development limited. They claim to be committed to the use of private sector finance initiatives to improve and develop the standard of living of the masses as part of its contribution of private sector operators to poverty elevation in Nigeria… Good talk.

I also saw during my investigation, an elaborate pamphlet published by the company during the commissioning and distribution of 70 motorcycles to support transportation in ogun state on Thursday, January 28th 2010 at the Alake’s Palace, Abeokuta.

I am not satisfied however with their terms. They are too harsh for the poor they are supposed to cater for. According to information, to receive a soft friendly loan, you have to save N1,000 with them weekly for six months, before they consider you for a loan. LAPO which is the market leader for such small loans gives people money after 4 weeks. Why should Arocom be different? Why should people wait for six months before they pick up the soft loans? It certainly will be medicine after death if you ask me.

I also quarrel with their assets acquisition scheme for okadas, cars or household items. According to my sources, you will pay 25% of the value to Arocom and then wait for between 7 to 90 days to take possession of the asset. I am not impressed by their system. They are not masses friendly in any way. And I hope they will change for the masses need more of such schemes to alleviate the biting poverty that our leaders have thrown us into.

52 comments :

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  2. Why not investigate prior to writing this article or report? The company itself is not taking down payment for a long time before issuing loans. But the fact still remains that so many people are waiting on the list, because of the long queue of applicants throughout the Federation. Let us pray for the initiator of this project and encourage him further.

    My believe is that Nigeria will be much better if we can find someone like Alhaji Shuaibu Aro who can boldly rise up to support the active poor the way he does. Lawrence Kotun

    ReplyDelete
  3. Is this not a first chance to try something really progressive in Nigeria?With all the 10percenters,thieves and 419ers in Nigeria,where are the philanthropists,venture capitalists and crowd funders to help us out of our artificially imposed poverty.
    Give AROCOM a chance to try the first zero-interest experiment in Nigeria.The European economy was helped greatly by the very small number of non-usury banks that are just beginning to arise in it-many know that!Whovever believes there is Nemesis must understand that Usury is Accursed,Exploitative and Unblessed.

    ReplyDelete
  4. I quite agree that "usury is accurssed, exploitative and unblessed". What I have heard reliably is that you pay 10% of the asset you wish to acquire. If this is real I believe it's fair enough.

    ReplyDelete
  5. Don't be decieve by what you see or heard, in Ilorin 2day arocom has left so many pple wit wound nd injury of nt paying them d so call loan, as am posting this pple of plateau state ar also nurseing their wound 2, since march dis yr arocom collected their 10% wit d promise 2 giv them loan, now d loan is nt forth coming and arocom find it dificult again 2 return back masses hard earn 10%, any way Mr Shaibu Aro dnt tink pple of plateau will 4get or 4giv u even if u die without paying this money yet they wil nt 4giv u 4 d stress u put many pple on the plateau. Arocom bury ur head in shame come and pay back pple's 10% 2 save ur name 4rm been destroy. Dis must be hard loan nt soft loan.

    ReplyDelete
  6. its true these AROCOM are deceiving the masses they collect my money in JOS PLATEAU for over two years now they have not give the loan and my own money is not back of to today,they the ifs .

    ReplyDelete
  7. the chairman of arocom, OBA AROOO he a big theif, and DAMN SCAMMER, OLORIBURUKU MASHANFANI, THAT WILL RUT IN JAIL FOR EVER, SCAMMED US IN OSUN STATE, UR SURFERING WILL RUN IN UR ENTIRE FAMILY, U ARE THE FULL OF SHIT, OLE

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    2. You are a scammer people should run away from you better go and find something to do.bunch of criminals,nemesis will catch up with you soonest.

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  27. Hello everyone, I am Joyne perceval from(united state of America) and I am here to testify on how I obtained my loan from Alson Donald company, after I have applied several times to several loan lenders who claimed to also testify right in this forum, I thought the testimony where real. Because I was in need of an urgent loan to start a large business and I applied several loan lenders who promised to help but never gave me the loan. Until a friend of mine introduced me to Mr. Alson loan company who promised to help me and in fact he did what he promised without any delay. I never thought that there are still reliable loan lenders until I met Mr. Alson, who actually helped with the loan offer of $800,000 and changed my belief. I do not know if you are in any way in need of a genuine and urgent loan, feel free to contact Mr. Alson through his email: larmloancompany@gmail.com
    or for more information you can also contact me through this email joyneperceval@gmail.com
    GOOD LUCK .

    ReplyDelete
  28. A Testimony - Loan offer Testimony "" You should not miss this opportunity [my name is Mrs.shandrell porter. I live in USA and am a happy woman today? and I told myself that a lender who saves my family from our bad situation, I will refer to someone who is looking for him, he gave me happiness to me and my family. I needed a loan of 50,000.00 to Man with 3 children. I have been looking for a loan for three months to pay off my debts. I got scammed and took my money until I finally met God. I never thought that there are still real money lenders on the internet, but to my great surprise I got my loan without wasting much time. I met this honest and GOD fearing man lender who helped me with a 50,000.00 dollar loan. He is a GOD fearing man, if you need a loan to solve your problems and you will pay back the loan please contact him and tell him that Mrs.Shandrell porter refer you to him. Contact Mr.donald walter, via e-mail:(globalprovissioncompany@gmail.com)

    ReplyDelete
  29. PFFT is an acronym for PARADOX FARM FOOD TRAIN. This is a food and financial empowerment MLM designed to touch the lives of people in Africa. This group thence was formed to educate you on how you can benefit from PFFT and touch the lives of families and those around your locality, or that of your loved ones

    FAST TRACK
    *3 Accounts N7, 500*
    *7 Accounts N17, 500*
    *31 Accounts N77,500
    (Single account is accepted, You can add account gradually bit by bit if you don't have much at once cos with fast track you will fly faster)

    *HOW IT WORKS*

    We will be glad to have you wait a while to see how is works.
    In PFFT, you are expected to register with *#2,500* after which you are expected to register 2 down lines and when your 2 have gotten their own 2 you circle out of entry stage. You earn a welcome pack and a mama's food pack worth #4,200:00(this is the Opal Entry Stage) U go To�

    *STAGE 1 PEARL*

    When your 2 and their 2 meets you at stage 1 pearl, you circle out and earn #5,000:00 cash + free training on how to grow your business plus a PFFT food bag

    *STAGE 2 EMERALD*

    This stage is a 2 by 3 matrix having a total of 14 under you then earn #10,000 cash + juicer or Bathroom water heater or Microwave or Electric Kettle or Blender. Plus PFFT Food bag

    *STAGE 3 SAPPHIRE*

    Benefits:
    Earn a total of #50,000 + Fridge or washing machine or gass cooker or freezer or laptop... Plus a livestock (goat or turkey or 4 chickens) plus PFFT trade and skill acquisition training. Together with PFFT super bag...

    *STAGE 4 RUBY*

    This is the SINGLE POOL Stage that means The Network Works For You by PUTTING PEOPLE UNDER YOU AS YOUR CHAIN When the box completes 31 you fall out and EARN� #300,000 + Family Trip (for 4) Worth#500,000+PFFT super bag

    *STAGE 5 DIAMOND*

    Rest of mind continues cos the company works for you until 31 comes in then you circle out and EARN�#1,000,000:00 ➕ Brand New CAR award ➕ business support fund of #700,000:00 and Child Educational Support Fund of 1M

    YOU then become an ambassador earning 0.1percent of yearly net profit ➕ All expenses paid Yearly International Trip
    ����� isn't this great? PARADOX FARMS FOOD TRAIN is a place to be.

    START NOW TO BE THE LEADER

    FOR MORE INFO CALL OR WATSAPP: 08095862070

    ReplyDelete
  30. PFFT is an acronym for PARADOX FARM FOOD TRAIN. This is a food and financial empowerment MLM designed to touch the lives of people in Africa. This group thence was formed to educate you on how you can benefit from PFFT and touch the lives of families and those around your locality, or that of your loved ones

    FAST TRACK
    *3 Accounts N7, 500*
    *7 Accounts N17, 500*
    *31 Accounts N77,500
    (Single account is accepted, You can add account gradually bit by bit if you don't have much at once cos with fast track you will fly faster)

    *HOW IT WORKS*

    We will be glad to have you wait a while to see how is works.
    In PFFT, you are expected to register with *#2,500* after which you are expected to register 2 down lines and when your 2 have gotten their own 2 you circle out of entry stage. You earn a welcome pack and a mama's food pack worth #4,200:00(this is the Opal Entry Stage) U go To�

    *STAGE 1 PEARL*

    When your 2 and their 2 meets you at stage 1 pearl, you circle out and earn #5,000:00 cash + free training on how to grow your business plus a PFFT food bag

    *STAGE 2 EMERALD*

    This stage is a 2 by 3 matrix having a total of 14 under you then earn #10,000 cash + juicer or Bathroom water heater or Microwave or Electric Kettle or Blender. Plus PFFT Food bag

    *STAGE 3 SAPPHIRE*

    Benefits:
    Earn a total of #50,000 + Fridge or washing machine or gass cooker or freezer or laptop... Plus a livestock (goat or turkey or 4 chickens) plus PFFT trade and skill acquisition training. Together with PFFT super bag...

    *STAGE 4 RUBY*

    This is the SINGLE POOL Stage that means The Network Works For You by PUTTING PEOPLE UNDER YOU AS YOUR CHAIN When the box completes 31 you fall out and EARN� #300,000 + Family Trip (for 4) Worth#500,000+PFFT super bag

    *STAGE 5 DIAMOND*

    Rest of mind continues cos the company works for you until 31 comes in then you circle out and EARN�#1,000,000:00 ➕ Brand New CAR award ➕ business support fund of #700,000:00 and Child Educational Support Fund of 1M

    YOU then become an ambassador earning 0.1percent of yearly net profit ➕ All expenses paid Yearly International Trip
    ����� isn't this great? PARADOX FARMS FOOD TRAIN is a place to be.

    START NOW TO BE THE LEADER

    FOR MORE INFO CALL OR WATSAPP: 08095862070

    ReplyDelete
  31. We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers.

    We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760,

    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
    3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking days.

    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. wrightjames931@gmail.com

    Regards,
    Wright
    Skype;
    wrightjames931@gmail.com

    ReplyDelete
  32. Finding a genuine provider of financial instrument is very challenging but we are certified Financial Instrument providers in United Kingdom. Presently, we only focus on BG/SBLC for Lease and Sale transactions. However, our Lease BG/SBLC is 6+2% and Sale at 40+2%.

    Should you find this interesting and acceptable? Kindly, contact us and we shall review and respond with draft Contract/MOU within 48hrs maximum.

    Please request for full procedure details if interested.

    For further inquiry contact:Wright James
    Skype:
    wrightjames931@gmail.com
    Email:
    wrightjames931@gmail.com

    ReplyDelete
  33. EMMA LEASING COMPANY LIMITED provides a full financial planning service to both the commercial and domestic markets. At EMMA LEASING COMPANY LTD we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of EMMA LEASING LTD, we give you a small-company service but with a large-company set up – the best of both worlds.
    You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc.

    Our procedures are most reasonable and safest as dealings are done bank to bank immediately after DOA is countersigned keeping you our client guaranteed of safety 100%.

    Leasing Price : 4%+2%

    Buying Price: 32%+2%

    Contact us for more details on our terms and procedure of transaction.

    ANDREW ROBERT CARTER

    email: acarterrobertandrew9@gmail.com

    skype: acarterrobertandrew9@gmail.com

    Tel contact: +447031968934

    ReplyDelete
  34. Please I need a car from this and I am ready to oobey the rules and regulations

    ReplyDelete
  35. My Name is Mark Schwartz.I will love to share my testimony to all the people in the forum cos i never thought i will have my girlfriend back and she means so much to me..The girl i want to get marry to left me 4 weeks to our wedding for another man..,When i called her she never picked my calls,She deleted me on her Facebook and she changed her Facebook status from married to Single...when i went to her to her place of work she told her boss she never want to see me..I lost my job as a result of this cos i cant get myself anymore,my life was upside down and everything did not go smooth with my life...I tried all i could do to have her back to all did not work out until i met a Man when i Travel to Africa to execute some business have been developing some years back..I told him my problem and all have passed through in getting her back and how i lost my job...he told me he gonna help me...i don't believe that in the first place.but he swore he will help me out and he told me the reason why my girlfriend left me and also told me some hidden secrets.i was amazed when i heard that from him..he said he will cast a spell for me and i will see the results in the next couple of days..then i travel back to US the following day and i called him when i got home and he said he's busy casting those spells and he has bought all the materials needed for the spells,he said am gonna see positive results in the next 2 days that is Thursday...My girlfriend called me at exactly 12:35pm on Thursday and apologies for all she had done thanks be to Great Matatan a powerful spell of (  matatanspell@yahoo.com .  )

    ReplyDelete
  36. TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE FINANCE COMPANY LAST WEEK. Email for immediate response: drbenjaminfinance@gmail.com

    I am Mrs,Leores J Miguel by name, I live in United State Of America, who have been a scam victim to so many fake lenders online between November last year till July this year but i thank my creator so much that he has finally smiled on me by directing me to this new lender who put a smile on my face this year 2020 and he did not scam me and also by not deceiving or lying to me and my friends but however this lending firm is BENJAMIN LOAN INVESTMENTS FINANCE (drbenjaminfinance@gmail.com) gave me 2% loan which amount is $900,000.00 united states dollars after my agreement to their company terms and conditions and one significant thing i love about this loan company is that they are fast and unique. {Dr.Benjamin Scarlet Owen} can also help you with a legit loan offer. He Has also helped some other colleagues of mine. If you need a genuine loan without cost/stress he his the right loan lender to wipe away your financial problems and crisis today. BENJAMIN LOAN INVESTMENTS FINANCE holds all of the information about how to obtain money quickly and painlessly via Call/Text: +1(415)630-7138 Email: drbenjaminfinance@gmail.com

    When it comes to financial crisis and loan then BENJAMIN LOAN INVESTMENTS FINANCE is the place to go please just tell him I Mrs. Leores Miguel direct you Good Luck....

    ReplyDelete
  37. URGENT LOAN! URGENT LOAN!! URGENT LOAN!!!

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    ReplyDelete
  38. I have never thought herbal medicine could cure herpes. However it wouldn't have been possible for me to gain my health back without the kind support and help of the doctor babaiba. I would like to extend my golden sincere thanks to doctor babaiba who helped me with his herbal medicine which he sent to me through DHL courier services. I start by introducing the great herbalist doctor babaiba who is so powerful and good in herbal medicine to cure any kind of illness. I am highly indebted to doctor babaiba for his help in curing me of herpes with his herbs. Don't let anyone deceive you because I am a living testimony. The difference between Ordinary and Extraordinary is the "Extra" My dear friends go for the Extra and regain your health back to normal again with doctor babaiba herbs. You can purchasing doctor herbal remedy through his WhatsApp number: +2348140046509 or via email drbabaibaherbalsolutiontemple@gmail.com

    ReplyDelete
  39. We are project funder with our cutting edge and group capital fund we can finance your signatory projects and help you to

    enhance your business plans,this offer is open to both individuals and corporate bodies.

    Our financial instrument can be used for purchase of goods from any manufacturer irrespective of location. We specialized

    in BG, SBLC, MTN, CD,LC,Bank Bonds,Non collateral loan, confirmable Bank Draft and other financial assistance from AAA

    rated bank (Prime Bank). The financial instrument can be invested into High Yield Trading Program or Private Placement

    Programme (PPP). We work directly with issuing bank lease providers,this Instrument can be monetized on your behalf for

    100% funding.Please see our instrument description as follow.

    DESCRIPTION OF INSTRUMENT:
    (1) Instrument: Bank Guarantee {BG} /StandBy Letter of Credit.{SBLC} (Appendix A).
    (2) Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 100MNJH{Maximum}.
    (3) Issuing Bank: AAA Rated Bank (Prime Bank).
    (4) Age: One Year and One Day.
    (5) Leasing Price: 4% of Face Value plus 2% commission.
    (6) Delivery: bank to bank SWIFT MT-799 and/or MT-760.
    (7) Payment: MT103 (TT/WT).
    (8) Hard Copy: Bonded Courier Service.

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we

    will work together for the benefits of all parties involved,If in need of our services, contact me for detail

    For further inquiry contact:

    Email: inquiry.trustedfinanceplc@gmail.com

    Skype : inquiry.trustedfinance@gmail.com

    Whatsapp : +17329300338

    ReplyDelete
  40. There is a great herbal man called Dr voodoo who can cure Hepatitis B virus and other deadly diseases with the use of natural herbs to cure Hepatitis B virus problems. He is from Africa and he is a great doctor and he can also cure you as well if you are having any problem And other deadly disease and here is email address voodoospelltemple66@gmail.com or Whatsapp +2348140120719 HERPES CURE,CANCER CURE,HIV/AIDS CURE,HPV CURE

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  41. I Got my ATM Card from Digital Card Hacker's Can't just appreciate ☝☝you enough,, digital Card Hacker has been a good help to me and I am doing great right now i order ATM Card of $50,000 which where deliver to me in my country with the password, i use the ATM CARD withdraw it's work for me like magic You can also contact them for the service below * Western Union/MoneyGram Transfer Hack * Bank Transfer Hack * PayPal / Skrill Transfer Hack * Crypto Mining Hack *** CashApp Transfer Hack Email: digitacardhacker@gmail.com

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  42. We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+2% of face value Issuance by HSBC London and many other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Also, we are into the provision of short term and long-term business/personal loans for both small- and large-scale business funds.

    LEASING FEE = 4%+2%

    BUYING FEE = 32%+2%

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

    We conduct DD to verify source, Lessee or buyer. Our company works to the highest ethical professional standards. We operate through a network of business and professional financial associates located in several countries of the world, including to 5-100 banks.

    Nigel Cawthorne
    Email: cawthorne.nigel14@gmail.com
    Tel: +447589658928
    WhatsApp: +905526744696

    ReplyDelete


  43. Borrow money here today at 3% interest rate. My company offer all kind of financial services at 3% interest rate and our services is 100% guarantee and risk free. to Apply, contact my company with the amount needed and duration via email: sawda.finance@gmail.com

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